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Our Blogs


Cashback in 2026
As mentioned in previous blogs Cashback is on the rise in the UK, USA and across the globe. Weather it’s signing up to sites like Quidco and TopCashback that essentially give you a portion of your purchase if you use the links on their websites to signing up directly to bank accounts or credit cards which give money back into your account each month on all or certain purchases. Such examples of these accounts are through Chase UK or certain American Express credit cards. Cove
How many Direct Debits is normal?
Direct debits have become an integral part of modern financial life. These automated payment methods have experienced a remarkable surge...


What are interest rates and how do they affect me?
Quite simply an interest rate tells you how high the rewards or gain can be from savings (so higher interest rates are good) but it also...


August 2026 – Inflation rate - Latest News
Source: Office of National Statistics and BBC The inflation rate was at 3.6% up to July 2025 but has been slowly declining to 2.9% for July of this year. This remains stubbornly still above the target of 2% and on par with previous months but continues the downward trend from highs of 11.1% in October 2022. The main contributing factors for the surge in recent years have been mostly down to the aftermath of the COVID-19 Pandemic, the wars in Ukraine and the Middle East and th


History of Interest rates
Interest rates in the UK have experienced significant fluctuations over the past century, influenced by various economic conditions,...


What is inflation?
We see percentages and dramatic headlines about inflation rates all the time but what is the definition? The International Monetery Fund...


100 years history of inflation
Over the past 100 years, the United Kingdom has experienced varying levels of inflation. In the early part of the 20th century, the UK...


August 2026 - Interest Rate Latest News
INTEREST RATE LATEST NEWS (TAB): Current Interest Rate: 3.75% (August 2026) Next Due: 17th September 2026 Source: https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate Interest rates have been held again to 3.75% from a recent high of 5.25% in 2024. The rates are now in line with historical average and those that were normal before the 2008 Financial crash. Are interest rates going to stay around this level for years to come? When will they go down and b


Cashback Is King
Over the last 10 years, cashback products in the UK have become increasingly popular as a way for consumers to save money on their...


Will there soon be more credit cards than people in the UK?
Credit cards have become an essential part of modern life in the UK, enabling individuals to manage their finances effectively and...


Why it pays to switch your bank account – What are you waiting for?
More people in the UK are switching their bank accounts than ever before, but why? Well for a start it’s a lot easier than it used to be....
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